To Whom It May Concern: I am writing this letter to give my highest recommendation for Alliance Capital Funding, Inc.  Working with Keith and Melanie over the past 4 years has been a rare privilege!  Through all the turmoil of the last couple years, including the subprime meltdown, HVCC, TILA, and RESPA, they have consistently been the first broker to study, understand, and comply with the incredibly complex rules and guidelines. This is no accident!  One can often find them training their loan officers, processors, and even realtors either before or after regular work hours. Knowledge is power, and that is why they are able to do a high volume of business when many competitors are giving up and throwing in the towel. Their staff is friendly, professional, honest, smart, and most importantly, they get the job done time and time again!  All of my competitors (Lenders and Account Reps) know the Swenson’s and greatly value their business. Keith and Melanie are passionate about maintaining a reputation of quality, integrity, and performance and they’re expert resources to their clients and partners. I have to admit that even though I am supposed to be their resource, there are times when I go to them for their expertise on a particularly difficult guideline or program. They always have the answer!  I work with hundreds of brokers. Alliance consistently receiving our highest marks and recognition for loan quality, pull-through, and no loan defaults. I mean that literally - not a single loan default in over four years of working together!  As a result, they receive our very best interest rate pricing. They care deeply about helping their customers and business partners. Keith and Melanie are the kind of people you want to do business with, and I recommend them without reservation. Sincerely, John E. McGill Account Executive NetMore America

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